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Your Attention Please! With the present "credit crunch" the days of easy lending are over. The best chance you have is using an online solution such as our whole-of-market broker panel. Put just one application to hundreds of lenders and specialist brokers and let them compete for your business. Using our whole-of-market service there are two benefits: You are guaranteed to get the best loan offer for your circumstances, because we cover the whole-market range. You simply accept the best of the offfers and reject all the rest. You are guaranteed at least one loan offer whatever your circumstances.

We were recently mentioned in Web User magazine, which brought us a great deal of good publicity and lots of new memberships (thanks, Web User!). Some people have emailed us to ask about transfer fees. Transfer fees are fees that some credit cards charge to users when transferring their balances. All the card issuers who charge such fees have their own system of calculating this, and it would be impossible to give a blanket assessment of such fees here. It is important, when transferring credit card balances, to look at the small print of each card issuer when making a decision. In the same way that APR figures can be distorted by added charges on top of repayment rates (for loans, etc.) to affect the true cost of borrowing, transfer fees should also be assessed on similar principles.